How To Retire Early? http://howtoretireearly.net My Journey to reach financial independence by 40 Tue, 18 Aug 2015 19:42:05 +0000 en-US hourly 1 Can you retire on 1.5 million? http://howtoretireearly.net/can-you-retire-on-1-5-million/ http://howtoretireearly.net/can-you-retire-on-1-5-million/#comments Tue, 18 Aug 2015 19:42:05 +0000 http://howtoretireearly.net/?p=278 If you’ve reached this page asking yourself if you can retire on 1.5 Million Dollars, and you happen to live in the US, or, realistically, any country of the world, let me answer this question right away: the answer is yes, most likely. Many people reach this site asking themselves if they have enough money […]

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Humans are bad at multitasking, and this is why you should retire early http://howtoretireearly.net/humans-are-bad-at-multitasking-and-this-is-why-you-should-retire-early/ http://howtoretireearly.net/humans-are-bad-at-multitasking-and-this-is-why-you-should-retire-early/#comments Thu, 13 Aug 2015 16:30:27 +0000 http://howtoretireearly.net/?p=228 I was listening to a random entrepreneur’s podcast the other day, and their guest said something that I hear a lot. For some reason this time it really resonated with me: Humans are really bad at multitasking, you should do things sequentially As a software engineer, I know that multitasking always comes at a cost. […]

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Wealth tax vs Income tax: Why rich people pay less taxes than you http://howtoretireearly.net/wealth-tax-vs-income-tax-why-rich-people-pay-less-taxes-than-you/ http://howtoretireearly.net/wealth-tax-vs-income-tax-why-rich-people-pay-less-taxes-than-you/#comments Thu, 06 Aug 2015 22:03:21 +0000 http://howtoretireearly.net/?p=112 I’ve slowly come to the realization that one of our household’s main expenses was tax. I’ve always felt taxes couldn’t be avoided unless you “game” the system, and, in a way this was true, but I’m progressively understanding how the game is played. If you’re still in the rat race just like me, there might […]

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A comparison of the cost of living in Japan and the US http://howtoretireearly.net/a-comparison-of-the-cost-of-living-in-japan-and-the-us/ http://howtoretireearly.net/a-comparison-of-the-cost-of-living-in-japan-and-the-us/#comments Tue, 28 Jul 2015 18:44:38 +0000 http://howtoretireearly.net/?p=261 Comparing the cost of life in two countries is usually a moot point: The choices people make in a given city vary greatly depending on many factors, and the prices in a given country can dramatically change from city to city. In the US, the average rent can go from $700 a month 8in cities […]

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The $200 I didn’t spend today http://howtoretireearly.net/the-200-i-didnt-spend-today/ http://howtoretireearly.net/the-200-i-didnt-spend-today/#comments Tue, 21 Jul 2015 17:43:15 +0000 http://howtoretireearly.net/?p=268 Recently was the Amazon Prime day. An event where Amazon claims they had sales on more items than for black Friday. For better of for worse, I went to Amazon and had a look at the sales. And it turns out Amazon were having a discount on an item I am willing to buy: The […]

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Not owning a car is one of the best things you can do for yourself http://howtoretireearly.net/not-owning-a-car-is-one-of-the-best-things-you-can-do-for-yourself/ http://howtoretireearly.net/not-owning-a-car-is-one-of-the-best-things-you-can-do-for-yourself/#comments Wed, 15 Jul 2015 19:17:36 +0000 http://howtoretireearly.net/?p=179 When we were living in Tokyo, we didn’t have a car and that was a no brainer. Public transportation in Tokyo (and Japan in general) is so good that there’s no point in owning a car (also, traffic on Japanese roads is simply insane. Even though it doesn’t make sense to own a car, it […]

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Eating Salad at lunch for fun and profit http://howtoretireearly.net/eating-salad-at-lunch-for-fun-and-profit/ http://howtoretireearly.net/eating-salad-at-lunch-for-fun-and-profit/#comments Wed, 08 Jul 2015 06:50:49 +0000 http://howtoretireearly.net/?p=234 Since I’ve started my quest to financial independence a few months ago, I’ve mad a few adjustments to my lifestyle. The initial intent was to reduce expenses (as myself and many other FI proponents will tell you countless times: it is much, much easier to reduce your expenses than increase your income), but some of […]

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How to retire at 40 http://howtoretireearly.net/how-to-retire-at-40/ http://howtoretireearly.net/how-to-retire-at-40/#comments Wed, 01 Jul 2015 15:55:11 +0000 http://howtoretireearly.net/?p=203 I started this blog with an itching question that had been going through my mind for a while: “how to retire at 40?”. I started a plan to retire before I turn 40. More specifically, to retire within 7 years of the start of this financial independence quest. How to retire at 40? Can it […]

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For expats, Financial independence is not an option, it’s a matter of survival http://howtoretireearly.net/for-expats-financial-independence-is-not-an-option-its-a-matter-of-survival/ http://howtoretireearly.net/for-expats-financial-independence-is-not-an-option-its-a-matter-of-survival/#comments Wed, 24 Jun 2015 15:35:02 +0000 http://howtoretireearly.net/?p=232 Whenever I chat with some of my best friends, who, for the most part, live as expats in Japan, I feel a guilty sense of pride when we talk about our savings, finance in general, and retirement in particular. It sounds obvious to me that most of these friends are stuck in the “high income, […]

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Average Retirement savings – are you saving enough to retire? http://howtoretireearly.net/average-retirement-savings-are-you-saving-enough-to-retire/ http://howtoretireearly.net/average-retirement-savings-are-you-saving-enough-to-retire/#comments Wed, 17 Jun 2015 15:10:05 +0000 http://howtoretireearly.net/?p=198 Every household has their own goals for retirement, but as I am on a quest to retire early, I discover every day that not everybody is preparing for their retirement, far from it. Average retirement savings in developed countries such as the US are unrealistically low compared to the actual amount of money one would […]

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