Spend less Archive


My company’s stock has been doing very, very well since I joined it back in 2008. When I joined, I received a good amount of stock (RSUs) which vested over the years. Today, looking back, I just

On my way to wealth, one bus ride at a time

Last week my son got invited to a friend’s birthday, way up to the north of Seattle. This would have taken half an hour by car, but we don’t own one, so the ride was 1h30 by

Help! I messed up, and now I’m living paycheck to paycheck!

Well, seems like I messed up my April numbers big time. I tend to invest as much money as I possibly can, by transferring money from my checking account to my brokerage account, in general on the

Black Friday and Christmas: my guilty pleasures and mistakes

I guess we “financial bloggers” all have a dark past, a former self that used to buy a bunch if things we didn’t need. That was definitely my case not so long ago, in particular with electronic

Just save 60% of your income for 10 years, dude.

I imagine that at some point, very soon, I’ll be financially independent. Realistically, maybe next year or the one after that, unless the Japanese Yen decides to screw me once again. And, at some point, I think

It has EVERYTHING to do with your daily latte!

One of the most fought battles in the personal finance blogosphere is unofficially known as the “latte factor”, based on the idea that if instead of buying a $5 Latte a Starbucks every day, you’d instead invest

Yes, Amazon Prime can also be a tool to your Financial Independence

disclaimer: The article below contains affiliate links to Amazon. If you purchase through these links, you don’t pay anything extra but I get a small commission. Independently, the recommendation below is genuine, and I have been a

7 non frugal things that I used to think were normal

Not so long ago, before I started my path to Financial Independence through frugality, I was wasting a bunch of money and resources on things I thought were “normal”. I’ve evolved and look back at some of

LOL, Vanguard

Something in between an ad and an informative email landed in my inbox this morning, from Vanguard. It recommended I save 5% or more of my income for retirement. Fire Up your Retirement A key ingredient to

The sum of everything I own on this Earth cost me less than your next car

When my family and I moved from Japan to the US as part of my relocation for work, we had to go through an interesting exercise: making an inventory of everything we wanted to ship with us